After-tax profit of Austrian-owned Erste Bank Hungary rose 14% to HUF 150 billion in 2025, chairman-CEO Radovan Jelasity said on Thursday.
Net interest revenue rose 4% to HUF 199.4 billion and net revenue from commissions and fees climbed 18% to HUF 142.5 billion, the chairman-CEO pointed out.
Return on Equity (ROE) improved 0.9 percentage points to 23.6%.
Stock of client loans stood at HUF 2,737 billion at the end of December, up 11% from twelve months earlier.
Retail lending stock rose 19% to HUF 1,603 billion as outlays surged 55% to HUF 458 billion. Outlays included HUF 235 billion of mortgage loans, HUF 147 billion of personal loans and HUF 60 billion of subsidised prenatal baby support loans and credit for blue collar workers.
Corporate lending stock was flat at HUF 1,099 billion, after falling in 2024, but would have climbed by HUF 45 billion excluding the impact of exchange rate changes. New corporate outlays climbed 70% and lending volume to SMEs more than doubled to HUF 145 billion. Outlays for commercial real estate increased 77% to HUF 72 billion and loans to big companies and local governments rose 11% to HUF 49 billion.
The lender's non-performing loans (NPL) ratio edged down 0.3 percentage points to 1.6%.
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