Raiffeisen Bank Plc. has announced that it successfully closed the 2025 financial year while further strengthening its market position. Despite the challenges posed by the global economic environment, the Bank adapted effectively and achieved outstanding results across multiple business segments.
As Chief Executive Officer György Zolnai highlighted, the bank's Corporate and Investment Banking division stabilized its market share between 8-10%, with a substantial portion of newly disbursed project loans –both real estate and non-real estate –classified as green loans, reinforcing Raiffeisen ESG commitment. Despite the low-growth environment, the corporate loan portfolio expanded by 14%. The division remains a key player in the mid-sized and large corporate segments and is among the leading banks in export financing and treasury services. The loan portfolio growth was achieved under a conservative business policy and risk-taking approach, maintaining excellent overall portfolio quality.
Through active participation in the EXIM Demján Sándor Loan Program, Raiffeisen Bank provided cost-effective financing to numerous clients. Its strategically important financial institutional client base continues to grow dynamically, thanks to its comprehensive and bespoke client service model, extensive product range, and continuous innovation. Positive feedback from both clients and industry professionals confirms Raiffeisen as one of the strongest brands in regional money and capital markets, financial institution services, and product innovation. The bank continuously enhances its digital channels and client services to provide fast, convenient, and efficient financial transactions through innovative API solutions based on instant payment systems and card acceptance services, the CEO said.
The Retail Banking division closed 2025 with strong results: the number of retail private and premium banking clients increased by approximately 5% compared to the end of 2024, while active clients rose by 4%. Raiffeisen Bank continues to expand its digital services to offer an even more convenient and faster banking experience. Thanks to developments last year, usage of the myRaiffeisen mobile application and digital product applications increased significantly.
In retail lending, demand for personal loans strengthened, and the Otthon Start Program generated loan disbursements exceeding initial expectations, achieving a nationwide market share of 8-10% in new placements. This success was driven, among other factors, by the bank's professional organizational management and the flexibility and efficiency of our large-scale service center established in Nyíregyháza.
Raiffeisen Bank's Private Banking division had an exceptionally successful year, with assets under management growing to HUF 1,445 billion, representing an 11.5% annual increase and further strengthening its market position. Personalized services and digitalization developments ensure high-quality client service.
Raiffeisen Bank’s traditional strengths include a client-centric approach, confirmed by positive client feedback. Digitalization plays a key role in continuously enhancing the client experience. In the unsecured loan segment, the majority of retail clients have already utilized the fully online application process, with existing clients even more frequently applying for overdrafts and credit cards online.
"We remain committed to creating value for our clients and partners, while, based on our long-term strategy, strengthening our market position through stable operations, dedicated professional work, and the highest level of expertise," the CEO concluded.
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